Knowledge Catalog

Commercial real estate answers, in one place.

Search practical guides to buying, leasing, selling, and investing. Start with the question you have.

Run the owner scorecard for a property you own. See the current listings or join the buyer list if you are looking.

Ask Brian searches these guides.

Owner's Report

A Fall 2026 record of East Pasco sales, rents, land prices, and what is under construction. The PDF is free to download.

For Business Owners

Leasing, buying, financing, and the terms that decide what space really costs.

Buy or Lease Commercial Property? Separate the Two Decisions

How to decide whether to buy or lease commercial space: the operating need, the numbers, and when each path…

7 min read →

NNN, Modified Gross, and Full Service Leases: Who Pays What

How NNN, modified gross, and full service leases split expenses, and how to compare offers on total…

6 min read →

Commercial Lease Terms That Carry the Money and the Risk

Lease terms that change the cost and the risk: rent, escalations, TI, free rent, guaranty, and…

10 min read →

SBA 504 and 7(a) Loans for Owner-Occupied Commercial Property

How SBA 504 and 7(a) loans work for buying a building: limits, down payment, occupancy rules, and…

6 min read →

Florida Ended Sales Tax on Commercial Rent: What Changed on October 1, 2025

Florida repealed the sales tax on most commercial rent for occupancy beginning October 1, 2025. What remains…

5 min read →

What to Check Before You Buy or Lease: Warehouse, Flex, Office, and Retail

What to check first on a warehouse, flex, office, or retail building before it can fit the…

7 min read →

Site Selection for a Pasco County Business: A Checklist With FDOT Traffic Data

Seven checks for a business location in Pasco County, with FDOT traffic estimates for SR 52 and SR 54 in East Pasco from 2021 to…

8 min read →

Impact Fees and Mobility Fees on Commercial Property in Pasco and Hernando

Pasco mobility fees and Hernando impact fees on a commercial building: when they are due, and where to get a written figure before you price a…

10 min read →

Well and Septic vs. City Water and Sewer on Commercial Property

Well and septic vs. city water and sewer on commercial sites in East Pasco or Hernando: availability, capacity letters, and connection…

11 min read →

Commercial Driveway and Access Permits: FDOT and County Rules in Pasco and Hernando

How to tell whether a commercial driveway in East Pasco or Hernando needs an FDOT connection permit or a county permit, and when turn lanes…

9 min read →

For Property Owners and Sellers

Selling, holding, leasing, or repositioning, and what a Florida closing costs.

For Investors

NOI, cap rates, loan sizing, returns, 1031 exchanges, and due diligence.

Commercial Real Estate Due Diligence Checklist

A Florida commercial purchase checklist: title, survey, zoning, condition, leases, financials, flood, and…

6 min read →

Buying Vacant Land in Pasco County: A Due Diligence Checklist

Zoning, flood, access, utilities, wetlands, survey, title, and taxes for vacant land in Pasco…

7 min read →

Cap Rate: What It Tells You and What It Doesn't

How a cap rate works, how a soft NOI changes the result, and how to test a quoted cap rate. Worked examples…

8 min read →

Net Operating Income (NOI): What Counts, What Doesn't, and Why Trailing Numbers Win

What belongs in commercial NOI, what stays out, how vacancy, management, and reserves change the number, and why trailing 12-month actuals beat pro…

7 min read →

DSCR and Debt Yield: How Lenders Size a Commercial Loan

How debt service coverage ratio (DSCR), debt yield, and loan-to-value work together to cap a commercial loan, with a worked example at 7%…

7 min read →

Cash-on-Cash, IRR, and Equity Multiple: Measuring Return on Your Equity

How cash-on-cash return, IRR, and equity multiple differ, with a five-year commercial property example and an exit cap rate sensitivity…

7 min read →

1031 Exchange Rules and Timeline for Commercial Property

IRS rules for a 1031 exchange: what qualifies, the 45-day and 180-day deadlines, intermediaries, and…

6 min read →

Zoning and Future Land Use in Pasco and Hernando: Rezoning, Special Exceptions, and Timelines

How zoning and future land use work on a commercial site in Pasco or Hernando, when you need a rezoning or a special exception, and published…

10 min read →

Wetlands and Environmental Due Diligence on Commercial Land in Florida

How to screen commercial land in East Pasco or Hernando for wetlands and contamination: Phase I assessments, Florida delineations, and SWFWMD…

10 min read →

Elevation Certificates and LOMA/LOMR on Commercial Property

What an elevation certificate is, when you need one in Pasco or Hernando, and how a LOMA or LOMR-F can change a mapped flood…

8 min read →

Commercial Property Insurance in Florida: Wind, Flood, and What Lenders Ask For

What to give an insurance agent and a lender on a commercial building in East Pasco or Hernando: wind, flood, roof, and…

9 min read →

Flood Zones on Commercial Property in East Pasco and Hernando

What FEMA flood zone labels mean for a commercial site in Pasco or Hernando, how to look up a parcel, and how flood acres change use and…

12 min read →

East Pasco and Tampa Bay Market Data

Government-source population and business data, and the projects reshaping the SR 52 corridor.

Glossary

Definitions for NOI, cap rate, NNN, DSCR, estoppel, SNDA, and more.

How These Guides Are Built

  • Market data comes from government primary sources (U.S. Census Bureau, University of Florida BEBR, FDOT, Florida Statutes, the Florida Department of Revenue, IRS, SBA) with the record and pull date listed.
  • Project and news items cite the publication and date.
  • Worked examples are labeled illustrative and use hypothetical numbers.
  • Guides are general information, not legal, tax, or investment advice.
Contact Brian